/* ============================================================
   STONEHEARTH CAPITAL — SHARED STYLES (V3B)
   Single source of truth. Extracted & reconciled from the
   approved baselines homepage_v2.html + family_cfo_v2.html,
   unified with the draft component system.
   Monochrome only. No accent colors. Source Serif 4 + Outfit only.
   ============================================================ */

:root {
  --ink: #1A1A1A; --ink-soft: #38373A; --slate: #6A6A6E; --mist: #9D9DA1;
  --gray-logo: #D8D8DA; --paper: #F2F1EF; --paper-deep: #E7E6E2;
  --paper-warm: #ECEBE7; --white: #FBFBF9;
  --line: rgba(26,26,26,0.12); --line-soft: rgba(26,26,26,0.07);
  --font-display: 'Source Serif 4', Georgia, serif;
  --font-body: 'Outfit', sans-serif;
  --max: 1240px; --nav-h: 86px; --pad-x: 48px; --section-y: 130px;
}
*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: var(--font-body); background: var(--white); color: var(--ink);
  font-size: 16px; line-height: 1.6; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
em { font-style: italic; }
img { max-width: 100%; }

/* ── NAV ── */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  height: var(--nav-h); background: var(--white);
  transition: border-color 0.3s, box-shadow 0.3s;
  border-bottom: 1px solid transparent;
}
nav.scrolled { border-bottom-color: var(--line); box-shadow: 0 2px 20px rgba(26,26,26,0.07); }
.nav-inner {
  max-width: var(--max); margin: 0 auto; padding: 0 var(--pad-x);
  height: 100%; display: flex; align-items: center; justify-content: space-between;
}
/* LOGO LOCKUP — image asset + text lockup (text is identity fallback) */
.nav-logo { display: flex; align-items: center; gap: 0; text-decoration: none; }
.nav-logo-img { height: 46px; width: auto; display: block; }
.nav-logo-text { display: flex; flex-direction: column; line-height: 1; margin-left: 4px; }
.nav-logo-text .wordmark {
  font-family: var(--font-display); font-size: 17px; font-weight: 500;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink); line-height: 1.1;
}
.nav-logo-text .sub {
  font-family: var(--font-body); font-size: 9.5px; font-weight: 500;
  letter-spacing: 0.22em; text-transform: uppercase; color: var(--slate); margin-top: 4px;
}
.nav-links { display: flex; align-items: center; gap: 40px; list-style: none; }
.nav-links a {
  font-size: 11.5px; font-weight: 500; letter-spacing: 0.13em; text-transform: uppercase;
  text-decoration: none; color: var(--slate); transition: color 0.2s;
}
.nav-links a:hover, .nav-links a.active { color: var(--ink); }
.nav-cta {
  font-family: var(--font-body); font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  background: var(--ink); color: var(--white); padding: 13px 24px;
  text-decoration: none; transition: background 0.2s, transform 0.2s;
}
.nav-cta:hover { background: var(--slate); transform: translateY(-1px); }
/* right-side action group: Client Center utility link + Schedule CTA */
.nav-actions { display: flex; align-items: center; gap: 24px; }
.nav-utility {
  font-size: 11.5px; font-weight: 500; letter-spacing: 0.13em; text-transform: uppercase;
  text-decoration: none; color: var(--slate); transition: color 0.2s; white-space: nowrap;
}
.nav-utility:hover, .nav-utility.active { color: var(--ink); }
.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; background: none; border: none; }
.nav-hamburger span { display: block; width: 22px; height: 1.5px; background: var(--ink); transition: 0.3s; }
.mobile-menu {
  display: none; position: fixed; top: var(--nav-h); left: 0; right: 0; bottom: 0;
  background: var(--white); z-index: 99; padding: 40px 24px;
  flex-direction: column; gap: 0; border-top: 1px solid var(--line); overflow-y: auto;
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  font-size: 14px; font-weight: 500; letter-spacing: 0.1em; text-transform: uppercase;
  text-decoration: none; color: var(--ink); padding: 20px 0; border-bottom: 1px solid var(--line-soft);
}
.mobile-menu .mob-cta {
  margin-top: 36px; background: var(--ink); color: var(--white);
  text-align: center; padding: 20px; border-bottom: none; font-size: 12px; letter-spacing: 0.14em;
}

/* ── SECTION LABEL ── */
.section-label {
  font-size: 10.5px; font-weight: 600; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--slate); display: inline-flex; align-items: center; gap: 12px; margin-bottom: 28px;
}
.section-label::before { content: ''; width: 28px; height: 1px; background: var(--slate); }
.section-label.light { color: var(--mist); }
.section-label.light::before { background: var(--mist); }

/* ── TYPOGRAPHY HELPERS ── */
.display-xl { font-family: var(--font-display); font-size: clamp(36px, 4.5vw, 60px); font-weight: 300; line-height: 1.1; letter-spacing: -0.01em; }
.heading-lg { font-family: var(--font-display); font-size: clamp(28px, 3vw, 42px); font-weight: 300; line-height: 1.2; }
.heading-md { font-family: var(--font-display); font-size: clamp(24px, 2.6vw, 36px); font-weight: 300; line-height: 1.25; }
.heading-sm { font-family: var(--font-display); font-size: clamp(20px, 2vw, 28px); font-weight: 400; line-height: 1.3; }
/* Body copy — weight 400 per approved V2 readability fix (FIX 2) */
.body-lg { font-size: 17px; font-weight: 400; color: var(--ink-soft); line-height: 1.72; }
.body-std { font-size: 16px; font-weight: 400; color: var(--ink-soft); line-height: 1.7; }
.body-sm { font-size: 14px; font-weight: 400; color: var(--ink-soft); line-height: 1.65; }
.body-lg p, .body-std p, .body-sm p { margin-bottom: 16px; }
.body-lg p:last-child, .body-std p:last-child, .body-sm p:last-child { margin-bottom: 0; }

/* ── BUTTONS & LINKS ── */
.btn-primary, .btn-p {
  font-family: var(--font-body); font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  background: var(--ink); color: var(--white); padding: 16px 30px;
  text-decoration: none; display: inline-block; transition: background 0.2s, transform 0.2s;
}
.btn-primary:hover, .btn-p:hover { background: var(--slate); transform: translateY(-2px); }
.btn-secondary, .btn-s {
  font-family: var(--font-body); font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink); text-decoration: none;
  border-bottom: 1.5px solid var(--ink); padding-bottom: 3px; transition: color 0.2s, border-color 0.2s;
}
.btn-secondary:hover, .btn-s:hover { color: var(--slate); border-color: var(--slate); }
.btn-primary-inv, .btn-pi {
  font-family: var(--font-body); font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase; background: var(--white); color: var(--ink);
  padding: 16px 30px; text-decoration: none; display: inline-block; transition: background 0.2s, transform 0.2s;
}
.btn-primary-inv:hover, .btn-pi:hover { background: var(--paper); transform: translateY(-2px); }
.btn-secondary-inv, .btn-si {
  font-family: var(--font-body); font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--white); text-decoration: none;
  border-bottom: 1px solid rgba(255,255,255,0.5); padding-bottom: 3px; transition: border-color 0.2s;
}
.btn-secondary-inv:hover, .btn-si:hover { border-color: var(--white); }
.cta-actions { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }
.arrow-link, .al {
  font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--ink); text-decoration: none; display: inline-flex; align-items: center; gap: 8px;
  transition: gap 0.2s, color 0.2s;
}
.arrow-link:hover, .al:hover { gap: 14px; color: var(--slate); }
.al-inv { font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--white); text-decoration: none; display: inline-flex; align-items: center; gap: 8px; transition: gap 0.2s; }
.al-inv:hover { gap: 14px; }

/* ── LAYOUT CONTAINERS ── */
.section-wrap, .sw { padding: var(--section-y) var(--pad-x); }
.section-wrap.bg-white, .sw.bg-white { background: var(--white); }
.section-wrap.bg-paper, .sw.bg-paper { background: var(--paper); }
.section-wrap.bg-paper-deep { background: var(--paper-deep); }
.section-wrap.bg-ink, .sw.bg-ink { background: var(--ink); color: var(--white); position: relative; overflow: hidden; }
.inner { max-width: var(--max); margin: 0 auto; }
.grid-2, .g2 { display: grid; grid-template-columns: 1fr 1fr; gap: 100px; align-items: start; }
.grid-2-asym { display: grid; grid-template-columns: 1fr 1.2fr; gap: 80px; align-items: start; }
/* family_cfo section heading utility */
h2.hd { font-family: var(--font-display); font-size: clamp(26px, 2.8vw, 40px); font-weight: 300; line-height: 1.2; color: var(--ink); margin-top: 16px; }
h2.hd.on-dark { color: var(--white); }
.on-dark-body { font-size: 17px; font-weight: 400; color: rgba(255,255,255,0.82); line-height: 1.75; }
.on-dark-body p { margin-bottom: 16px; }
.on-dark-body p:last-child { margin-bottom: 0; }

/* ── HERO (interior pages) ── */
.page-hero { padding-top: var(--nav-h); background: var(--paper); position: relative; overflow: hidden; }
.page-hero .hero-inner { max-width: 840px; margin: 0 auto; padding: var(--section-y) var(--pad-x); position: relative; z-index: 1; }
.page-hero h1 { font-family: var(--font-display); font-size: clamp(32px, 4vw, 54px); font-weight: 300; line-height: 1.1; letter-spacing: -0.01em; color: var(--ink); margin-bottom: 28px; max-width: 780px; }
.page-hero h1 em { font-style: italic; }
.page-hero .subhead { font-size: 18px; font-weight: 400; color: var(--ink-soft); line-height: 1.65; max-width: 640px; }
.page-hero .subhead p { margin-bottom: 14px; }
.page-hero .subhead p:last-child { margin-bottom: 0; }
.hero-scm {
  position: absolute; right: -8%; bottom: -5%; font-family: var(--font-display);
  font-size: 660px; line-height: 1; color: var(--gray-logo); opacity: 0.28;
  pointer-events: none; user-select: none; z-index: 0;
}

/* ── HOMEPAGE HERO (full viewport, two-column) ── */
.hero { min-height: 100vh; padding-top: var(--nav-h); display: flex; align-items: center; background: var(--white); position: relative; overflow: hidden; }
.hero .hero-inner { max-width: var(--max); margin: 0 auto; padding: var(--section-y) var(--pad-x); display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; position: relative; z-index: 1; width: 100%; }
.hero-text { max-width: 560px; }
.hero-headline { font-family: var(--font-display); font-size: clamp(36px, 4.5vw, 60px); font-weight: 300; line-height: 1.1; letter-spacing: -0.01em; color: var(--ink); margin-bottom: 28px; }
.hero-headline em { font-style: italic; }
.hero-sub { font-size: 17px; font-weight: 400; color: var(--ink-soft); line-height: 1.7; margin-bottom: 44px; max-width: 480px; }
.hero-actions { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }
.orbit-wrap { display: flex; justify-content: center; align-items: center; }

/* ── HOMEPAGE INTRO ── */
.intro-section { background: var(--paper); padding: var(--section-y) var(--pad-x); }
.intro-inner { max-width: var(--max); margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 100px; align-items: start; }
.intro-heading { font-family: var(--font-display); font-size: clamp(28px, 3vw, 42px); font-weight: 300; line-height: 1.2; color: var(--ink); margin-bottom: 24px; }
.intro-body { font-size: 16px; font-weight: 400; color: var(--ink-soft); line-height: 1.75; }
.intro-differentiator { font-family: var(--font-display); font-size: 22px; font-weight: 300; font-style: italic; color: var(--ink); line-height: 1.5; border-left: 2px solid var(--ink); padding-left: 24px; margin-bottom: 36px; }

/* ── WHO WE HELP CARD GRID ── */
.who-section { background: var(--white); padding: var(--section-y) var(--pad-x); }
.who-inner { max-width: var(--max); margin: 0 auto; }
.who-header { margin-bottom: 56px; }
.section-heading { font-family: var(--font-display); font-size: clamp(28px, 3vw, 42px); font-weight: 300; line-height: 1.2; color: var(--ink); margin-top: 16px; }
.cards-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; border: 1.5px solid var(--ink); }
.card { background: var(--white); padding: 36px 28px 32px; position: relative; overflow: hidden; border-right: 1.5px solid var(--ink); transition: background 0.2s; }
.card:last-child { border-right: none; }
.card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: var(--ink); transform: scaleX(0); transform-origin: left; transition: transform 0.3s; }
.card:hover::before { transform: scaleX(1); }
.card:hover { background: var(--paper); }
.card-num { position: absolute; top: 22px; right: 24px; font-family: var(--font-display); font-size: 13px; font-style: italic; color: var(--mist); }
.card-phase { font-size: 9px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--slate); margin-bottom: 18px; }
.card-title { font-family: var(--font-display); font-size: 19px; font-weight: 500; color: var(--ink); line-height: 1.2; margin-bottom: 14px; }
.card-headline { font-family: var(--font-display); font-size: 13.5px; font-style: italic; color: var(--ink-soft); line-height: 1.5; margin-bottom: 22px; }
.card-link { font-size: 10px; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; color: var(--ink); text-decoration: none; display: inline-flex; align-items: center; gap: 8px; transition: gap 0.2s, color 0.2s; }
.card-link:hover { gap: 12px; color: var(--slate); }

/* ── HOMEPAGE WHY (dark) ── */
.why-section { background: var(--ink); color: var(--white); padding: var(--section-y) var(--pad-x); position: relative; overflow: hidden; }
.why-scm { position: absolute; right: -6%; top: 50%; transform: translateY(-50%); font-family: var(--font-display); font-size: 580px; line-height: 1; color: rgba(255,255,255,0.025); pointer-events: none; user-select: none; }
.why-inner { max-width: var(--max); margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 100px; align-items: start; position: relative; z-index: 1; }
.why-section .section-label { color: var(--mist); }
.why-section .section-label::before { background: var(--mist); }
.why-heading { font-family: var(--font-display); font-size: clamp(28px, 3vw, 42px); font-weight: 300; color: var(--white); line-height: 1.2; margin-top: 16px; }
.why-body { font-size: 16px; font-weight: 400; color: rgba(255,255,255,0.82); line-height: 1.75; }
.why-cta-link { font-size: 11px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--white); text-decoration: none; border-bottom: 1px solid rgba(255,255,255,0.5); padding-bottom: 3px; display: inline-flex; align-items: center; gap: 8px; transition: gap 0.2s, border-color 0.2s; }
.why-cta-link:hover { gap: 14px; border-color: var(--white); }

/* ── HOMEPAGE JOURNEY ── */
.journey-section { background: var(--paper); padding: var(--section-y) var(--pad-x); }
.journey-inner { max-width: var(--max); margin: 0 auto; }
.journey-header { margin-bottom: 64px; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; }
.journey-heading { font-family: var(--font-display); font-size: clamp(28px, 3vw, 42px); font-weight: 300; line-height: 1.2; color: var(--ink); margin-top: 16px; }
.journey-sub { font-size: 16px; font-weight: 400; color: var(--ink-soft); line-height: 1.75; padding-top: 16px; }
.journey-orbit-wrap { display: flex; justify-content: center; margin-bottom: 64px; }
.journey-steps { display: grid; grid-template-columns: repeat(3, 1fr); border: 1.5px solid var(--ink); }
.journey-step { padding: 36px 30px; border-right: 1.5px solid var(--ink); }
.journey-step:last-child { border-right: none; }
.step-num { font-family: var(--font-display); font-size: 12px; font-style: italic; color: var(--mist); margin-bottom: 16px; }
.step-title { font-family: var(--font-display); font-size: 18px; font-weight: 500; color: var(--ink); line-height: 1.25; margin-bottom: 12px; }
.step-body { font-size: 14.5px; font-weight: 400; color: var(--ink-soft); line-height: 1.7; }

/* ── FEATURE LIST (bordered rows) — reconciled to approved 1.5px ink frame ── */
.feature-list { display: flex; flex-direction: column; gap: 0; border: 1.5px solid var(--ink); }
.feature-item, .fi {
  background: var(--white); padding: 40px 44px; display: grid;
  grid-template-columns: 240px 1fr; gap: 60px; align-items: start;
  border-bottom: 1px solid var(--line); transition: background 0.2s;
}
.feature-item:last-child, .fi:last-child { border-bottom: none; }
.feature-item:hover { background: var(--paper); }
.feature-item.on-paper, .fi { background: var(--paper); }
.feature-item.on-paper:hover, .fi:hover { background: var(--paper-deep); }
.fi-label, .fi-lbl { font-size: 9.5px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--slate); margin-bottom: 10px; }
.fi-title { font-family: var(--font-display); font-size: 20px; font-weight: 400; color: var(--ink); line-height: 1.25; }
.fi-body { font-size: 16px; font-weight: 400; color: var(--ink-soft); line-height: 1.72; }
.fi-body p { margin-bottom: 14px; }
.fi-body p:last-child { margin-bottom: 0; }

/* ── DIFFERENTIATOR LIST (family_cfo) ── */
.diff-list { display: flex; flex-direction: column; gap: 0; border: 1.5px solid var(--ink); }
.diff-item { padding: 28px 30px; border-bottom: 1px solid var(--line); }
.diff-item:last-child { border-bottom: none; }
.diff-num { font-family: var(--font-display); font-size: 12px; font-style: italic; color: var(--mist); margin-bottom: 10px; }
.diff-text { font-family: var(--font-display); font-size: 17px; font-weight: 400; font-style: italic; color: var(--ink); line-height: 1.45; }

/* ── HUB & SPOKE ── */
.hub-diagram-wrap { padding: 48px 0; }

/* ── RELATED SITUATIONS ── */
.related-section { background: var(--paper-deep); padding: 72px var(--pad-x); }
.related-inner { max-width: var(--max); margin: 0 auto; }
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1.5px solid var(--ink); margin-top: 40px; }
.related-card { background: var(--paper-deep); padding: 32px 28px; transition: background 0.2s; }
.related-card:hover { background: var(--paper-warm); }
.related-card .rc-label { font-size: 9px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: var(--slate); margin-bottom: 12px; }
.related-card .rc-title { font-family: var(--font-display); font-size: 17px; font-weight: 400; color: var(--ink); line-height: 1.3; margin-bottom: 16px; }
.related-card a { font-size: 10px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink); text-decoration: none; display: inline-flex; align-items: center; gap: 7px; transition: gap 0.2s; }
.related-card a:hover { gap: 12px; }

/* ── DARK CTA SECTION ── */
.cta-section { background: var(--ink); color: var(--white); padding: var(--section-y) var(--pad-x); position: relative; overflow: hidden; }
.cta-inner { max-width: 700px; position: relative; z-index: 1; }
.cta-section .section-label { color: var(--mist); }
.cta-section .section-label::before { background: var(--mist); }
.cta-section h2, .cta-heading { font-family: var(--font-display); font-size: clamp(32px, 4vw, 52px); font-weight: 300; line-height: 1.15; color: var(--white); margin-top: 16px; margin-bottom: 24px; }
.cta-section p, .cta-body { font-size: 17px; font-weight: 400; color: rgba(255,255,255,0.78); line-height: 1.7; margin-bottom: 44px; max-width: 520px; }
.cta-scm { position: absolute; right: -8%; bottom: -10%; font-family: var(--font-display); font-size: 600px; line-height: 1; color: rgba(255,255,255,0.025); pointer-events: none; user-select: none; }

/* ── DARK SCM BACKGROUND DEVICES ── */
.scm-bg, .scm-mid { position: absolute; right: -6%; top: 50%; transform: translateY(-50%); font-family: var(--font-display); font-size: 580px; line-height: 1; color: rgba(255,255,255,0.025); pointer-events: none; user-select: none; }
.scm-bg-br, .scm-br { position: absolute; right: -8%; bottom: -10%; font-family: var(--font-display); font-size: 600px; line-height: 1; color: rgba(255,255,255,0.025); pointer-events: none; user-select: none; }

/* ── STATS GRID ── */
.stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px 32px; margin-bottom: 48px; }
.stat-num { font-family: var(--font-display); font-size: 44px; font-weight: 300; font-style: italic; color: var(--white); line-height: 1; margin-bottom: 10px; }
.stat-label { font-size: 12px; font-weight: 400; letter-spacing: 0.06em; color: rgba(255,255,255,0.6); line-height: 1.5; }

/* ── COMPLIANCE PLACEHOLDER ── */
.compliance-placeholder { background: rgba(255,200,0,0.12); border: 1.5px dashed rgba(180,140,0,0.5); padding: 14px 18px; margin: 16px 0; border-radius: 2px; }
.compliance-placeholder .cp-label { font-size: 9px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(120,90,0,0.8); margin-bottom: 6px; }
.compliance-placeholder p { font-size: 12px; color: rgba(80,60,0,0.75); line-height: 1.5; margin: 0; }

/* ── SENSITIVITY BANNER (widows & widowers) ── */
.sensitivity-banner { background: var(--paper-deep); border-bottom: 1px solid var(--line); padding: 14px var(--pad-x); }
.sensitivity-banner .sb-inner { max-width: var(--max); margin: 0 auto; font-size: 12.5px; font-weight: 400; color: var(--slate); line-height: 1.6; }

/* ── FOOTER ── */
footer { background: var(--paper); padding: 64px var(--pad-x) 40px; border-top: 1.5px solid var(--ink); }
.footer-inner { max-width: var(--max); margin: 0 auto; }
.footer-top { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 60px; margin-bottom: 56px; }
.footer-logo { margin-bottom: 20px; }
.footer-wordmark { font-family: var(--font-display); font-size: 14px; font-weight: 500; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink); line-height: 1; }
.footer-wordmark-sub { font-family: var(--font-body); font-size: 9px; font-weight: 600; letter-spacing: 0.22em; text-transform: uppercase; color: var(--slate); margin-top: 5px; }
.footer-tagline { font-size: 13px; font-weight: 400; color: var(--ink-soft); line-height: 1.65; max-width: 260px; margin-top: 16px; }
.footer-geo { font-size: 12px; font-weight: 400; color: var(--slate); line-height: 1.6; max-width: 270px; margin-top: 14px; }
.footer-col-label, .footer-col-lbl { font-size: 9.5px; font-weight: 700; letter-spacing: 0.22em; text-transform: uppercase; color: var(--ink); margin-bottom: 18px; display: flex; align-items: center; gap: 8px; }
.footer-col-label::before, .footer-col-lbl::before { content: ''; width: 16px; height: 1.5px; background: var(--ink); }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.footer-links a { font-size: 13px; font-weight: 400; color: var(--ink-soft); text-decoration: none; transition: color 0.2s; }
.footer-links a:hover { color: var(--ink); }
.footer-bottom { padding-top: 28px; border-top: 1px solid var(--line); display: flex; justify-content: space-between; align-items: start; gap: 24px; }
.footer-disc { font-size: 11px; font-weight: 300; color: var(--mist); line-height: 1.6; max-width: 700px; }
.footer-address, .footer-addr { font-size: 11px; font-weight: 400; color: var(--slate); line-height: 1.6; text-align: right; white-space: nowrap; }

/* ── FOOTER LEGAL / UTILITY BAR ── */
/* Holds the Client Center utility link + compliance disclosure links (Form CRS,
   ADV, Privacy, Terms). Sits between footer-top and footer-bottom so it does not
   disturb the existing disc/address flex row. */
.footer-legal-bar { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 18px; margin-bottom: 28px; }
.footer-legal-bar a { font-size: 11px; font-weight: 500; letter-spacing: 0.05em; color: var(--slate); text-decoration: none; transition: color 0.2s; }
.footer-legal-bar a:hover { color: var(--ink); }
.footer-legal-bar .fl-sep { color: var(--line); font-size: 10px; user-select: none; }
.footer-legal-bar a.fl-todo { color: rgba(150,115,0,0.7); }
.footer-legal-bar a.fl-todo:hover { color: rgba(120,90,0,0.95); }

/* ── TEAM (grouped roster) ── */
.team-group { margin-bottom: 56px; }
.team-group:last-child { margin-bottom: 0; }
.team-group-label { font-size: 10px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--ink); margin-bottom: 24px; display: flex; align-items: center; gap: 12px; }
.team-group-label::before { content: ''; width: 24px; height: 1.5px; background: var(--ink); }
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.team-card { background: var(--paper); padding: 36px 32px; }
.team-card.wide { display: grid; grid-template-columns: auto 1fr; gap: 32px; align-items: center; border: 1px solid var(--line); }
.team-card.wide .tc-mono { margin-bottom: 0; }
.tc-mono { width: 64px; height: 64px; background: var(--paper-deep); border: 1px solid var(--line); display: flex; align-items: center; justify-content: center; margin-bottom: 22px; }
.tc-mono span { font-family: var(--font-display); font-size: 22px; font-weight: 300; color: var(--mist); letter-spacing: 0.04em; }
.tc-name { font-family: var(--font-display); font-size: 20px; font-weight: 400; color: var(--ink); margin-bottom: 5px; }
.tc-title { font-size: 10.5px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); margin-bottom: 16px; }
.tc-bio { font-size: 14px; font-weight: 400; color: var(--ink-soft); line-height: 1.62; }

/* ── FEE CALCULATOR (restrained, monochrome) ── */
.fee-calc { border: 1.5px solid var(--ink); background: var(--white); max-width: 640px; }
.fee-calc-head { background: var(--ink); padding: 24px 32px; }
.fee-calc-head .fc-label { font-size: 9px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--mist); margin-bottom: 7px; }
.fee-calc-head .fc-title { font-family: var(--font-display); font-size: 23px; font-weight: 400; color: var(--white); line-height: 1.2; }
.fee-calc-body { padding: 32px; }
.fc-input-label { font-size: 10px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--slate); margin-bottom: 12px; display: block; }
.fc-input-wrap { display: flex; align-items: center; border: 1px solid var(--line); background: var(--paper); transition: border-color 0.2s; }
.fc-input-wrap:focus-within { border-color: var(--ink); }
.fc-input-wrap .fc-dollar { padding-left: 20px; font-family: var(--font-display); font-size: 24px; font-weight: 300; color: var(--slate); }
.fc-input-wrap input { flex: 1; min-width: 0; border: none; background: transparent; padding: 18px 20px 18px 8px; font-family: var(--font-display); font-size: 24px; font-weight: 300; color: var(--ink); outline: none; }
.fc-results { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); margin-top: 28px; }
.fc-result { background: var(--paper); padding: 24px 28px; }
.fc-r-label { font-size: 9px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: var(--slate); margin-bottom: 12px; }
.fc-r-value { font-family: var(--font-display); font-size: 34px; font-weight: 300; color: var(--ink); line-height: 1; }
.fc-tiers { border: 1px solid var(--line); border-top: none; }
.fc-tier-row { display: grid; grid-template-columns: 1fr auto auto; gap: 16px 24px; padding: 13px 28px; border-top: 1px solid var(--line); background: var(--paper); font-size: 13px; color: var(--ink-soft); }
.fc-tier-row.is-empty { color: var(--mist); }
.fc-tier-num { font-variant-numeric: tabular-nums; text-align: right; }
.fc-tiers-head { display: grid; grid-template-columns: 1fr auto auto; gap: 16px 24px; padding: 11px 28px; background: var(--paper-deep); border-top: none; font-size: 9px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate); }
.fc-tiers-head span:not(:first-child), .fc-tier-row .fc-tier-num { text-align: right; }

/* ── TESTIMONIAL (restrained; matches intro-differentiator rule) ── */
.testimonial { border-left: 2px solid var(--ink); padding-left: 28px; max-width: 660px; }
.testimonial-quote { font-family: var(--font-display); font-size: 22px; font-weight: 300; font-style: italic; color: var(--ink); line-height: 1.5; }
.testimonial-attr { font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--slate); margin-top: 18px; }
.testimonial-disc { font-size: 11px; font-weight: 400; color: var(--mist); line-height: 1.6; margin-top: 18px; max-width: 660px; }

/* ── SCROLL REVEAL ── */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ── MOBILE ── */
@media (max-width: 768px) {
  :root { --pad-x: 22px; --section-y: 88px; }
  .nav-links, .nav-cta, .nav-actions { display: none; }
  .nav-hamburger { display: flex; }
  .nav-logo-img { height: 40px; }
  .nav-logo-text .wordmark { font-size: 14px; }
  .nav-logo-text .sub { font-size: 8px; }

  /* homepage hero */
  .hero .hero-inner { grid-template-columns: 1fr; gap: 52px; padding-top: 64px; padding-bottom: 72px; }
  .hero-scm { font-size: 260px; right: -18%; bottom: auto; top: 30%; opacity: 0.18; }
  .hero-headline { font-size: 34px; line-height: 1.08; }
  .hero-sub { font-size: 16px; margin-bottom: 36px; }
  .hero-actions { flex-direction: column; align-items: stretch; gap: 14px; }
  .hero-actions a { text-align: center; padding: 18px 24px; font-size: 11px; }
  .orbit-wrap { max-width: 300px; margin: 0 auto; }

  /* interior hero */
  .page-hero h1 { font-size: 30px; }
  .page-hero .subhead { font-size: 16px; }

  .intro-inner { grid-template-columns: 1fr; gap: 44px; }
  .intro-heading { font-size: 28px; }
  .intro-body { font-size: 15px; }

  .grid-2, .g2, .grid-2-asym { grid-template-columns: 1fr; gap: 48px; }

  .cards-grid { grid-template-columns: 1fr; border: 1.5px solid var(--ink); }
  .card { border-right: none; border-bottom: 1px solid var(--line); }
  .card:last-child { border-bottom: none; }
  .card-title { font-size: 18px; }

  .why-inner { grid-template-columns: 1fr; gap: 52px; }
  .why-scm { display: none; }

  .stats-grid { grid-template-columns: 1fr 1fr; gap: 28px 20px; }
  .stat-num { font-size: 36px; }

  .journey-header { grid-template-columns: 1fr; gap: 24px; }
  .journey-steps { grid-template-columns: 1fr; border: 1.5px solid var(--ink); }
  .journey-step { border-right: none; border-bottom: 1px solid var(--line); }
  .journey-step:last-child { border-bottom: none; }

  .feature-item, .fi { grid-template-columns: 1fr; gap: 14px; padding: 28px 24px; }
  .related-grid { grid-template-columns: 1fr; }

  .cta-actions { flex-direction: column; align-items: stretch; gap: 14px; }
  .cta-actions a { text-align: center; padding: 18px 24px; }

  .scm-bg, .scm-bg-br, .scm-mid, .scm-br { display: none; }

  /* Safety net: collapse any inline-styled multi-column grid to a single
     column on mobile. Several migrated draft pages (family-cfo spoke row,
     client-center & about card grids, fee table) set grid columns inline,
     which a class rule cannot override — so this is intentionally broad. */
  [style*="grid-template-columns"] { grid-template-columns: 1fr !important; }
  /* Long unbroken strings (portal URLs in placeholders) must wrap */
  .compliance-placeholder p { overflow-wrap: anywhere; word-break: break-word; }

  .footer-top { grid-template-columns: 1fr; gap: 40px; }
  .footer-bottom { flex-direction: column; gap: 16px; }
  .footer-address, .footer-addr { text-align: left; }

  /* new grouped-team + calculator grids collapse to one column */
  .team-grid { grid-template-columns: 1fr; }
  .team-card.wide { grid-template-columns: 1fr; gap: 20px; }
  .fc-results { grid-template-columns: 1fr; }
}