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Your financial decisions don’t happen in isolation.
Neither should your advisor.

Stonehearth Capital helps successful families coordinate retirement, taxes, estate planning, equity compensation, and multigenerational legacy — not as separate conversations, but as one connected plan.

YOUR FAMILY Retirement Estate & Legacy Equity Compensation Tax Strategy Aging Parents Next Generation

Most advisors focus on one piece of the puzzle.

Your investment manager manages your portfolio. Your CPA handles taxes. Your estate attorney drafted documents years ago. Each professional is excellent at their job. But here’s what rarely happens: they talk to each other. Nobody owns the whole picture. That’s not a criticism of anyone — it’s just how the traditional model works.

“Most advisors manage a portfolio. We help coordinate a family’s financial life.”

Stonehearth Capital serves as the Family CFO — a single point of coordination across every financial decision your family faces. We don’t start with your portfolio. We start with your family.

Learn about our Family CFO approach  →

Five situations. One approach.

01
Navigate Change
Retirement Transition
Accumulation is one skill set. Distribution is a fundamentally different one.
Learn how we help families transition into retirement  →
02
Manage Complexity
Equity Compensation
RSUs, options, and deferred comp are tax decisions as much as investment decisions.
Learn how we help with RSUs, options, and company stock  →
03
Protect Family
Helping Aging Parents
Financial decisions arrive fast when a parent’s health changes.
Learn how we help families support aging parents  →
04
Rebuild Forward
Widows & Widowers
Losing a spouse means making financial decisions you’ve never made alone.
Learn how we support widows and widowers  →
05
Prepare Heirs
Estate & Legacy Planning
Documents transfer wealth. Conversations prepare families.
Learn how we help families prepare the next generation  →

We coordinate. You decide.

Families often come to us for investment guidance. They tend to stay because that guidance is connected to the rest of their financial life — taxes, retirement income, estate planning, insurance, and the decisions that affect the people they care about most. When something changes — a job transition, a parent’s health, an inheritance — there’s someone whose job it is to look at what that means across the whole picture.

Learn about our Family CFO approach  →
40+
Years of combined advisory experience
22
Average years our clients have been with us
5
Life transitions we help families navigate
1
Point of coordination across your financial life

Investment advisory services through Stonehearth Capital Management, LLC, a registered investment adviser.

How we help families get to clarity.

Most families come to us carrying financial complexity they’ve been managing alone. Our process is designed to change that — to create a complete, coordinated picture of where things stand and what comes next.

UNDER- STAND Conversation MAP PICTURE Discovery BUILD THE PLAN Planning STAY WITH YOU Ongoing
01 / Conversation
No preparation required.
The first conversation is about understanding your situation — not presenting a proposal. We ask questions. We listen. You don’t need to bring anything.
02 / Discovery
We map the whole picture.
We look across your investments, taxes, insurance, estate documents, and family situation. Most clients are surprised by how much coordination is missing.
03 / Ongoing
Someone always has the whole picture.
This isn’t a one-time engagement. As your life changes, we adjust. You have one point of contact who knows your whole situation.

“[PLACEHOLDER — approved client testimonial about having one coordinated point of contact across their financial life]”

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Client testimonials are provided by current or former clients. No compensation was provided for these statements. Experiences may not be representative of all clients and are not a guarantee of future results or success.

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A conversation costs nothing.
The right advisor changes everything.

Most families we work with wish they had found someone to coordinate the whole picture sooner. The first conversation is about understanding your situation — not presenting a proposal.