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Your financial decisions don’t happen in isolation.
Neither should your advisor.

Stonehearth Capital helps successful families make financial decisions that fit together, from retirement and taxes to estate planning, equity compensation, and what they are leaving the next generation.

YOUR FAMILY Retirement Estate & Legacy Equity Compensation Tax Strategy Aging Parents Next Generation

Most families end up with good advisors who rarely see the full picture together.

Your investment manager manages your portfolio. Your CPA handles taxes. Your estate attorney drafted documents years ago. Each one is good at their job. What rarely happens is that they talk to each other, and no one owns the whole picture. That isn’t a criticism of anyone. It’s just how the traditional model works.

“Most advisors manage a portfolio. We help coordinate a family’s financial life.”

Stonehearth acts as your family’s financial coordinator, helping connect the decisions that affect your investments, taxes, retirement income, estate plan, and the people you care about. We don’t start with your portfolio. We start with your family.

Learn about our Family CFO approach  →

Five situations. One approach.

01
Navigate Change
Retirement Transition
Accumulation is one skill set. Distribution is a fundamentally different one.
Learn how we help families transition into retirement  →
02
Manage Complexity
Equity Compensation
RSUs, options, and deferred comp are tax decisions as much as investment decisions.
Learn how we help with RSUs, options, and company stock  →
03
Protect Family
Helping Aging Parents
Financial decisions arrive fast when a parent’s health changes.
Learn how we help families support aging parents  →
04
Rebuild Forward
Widows & Widowers
Losing a spouse means making financial decisions you’ve never made alone.
Learn how we support widows and widowers  →
05
Prepare Heirs
Estate & Legacy Planning
Documents transfer wealth. Conversations prepare families.
Learn how we help families prepare the next generation  →

We coordinate. You decide.

Investment management matters. But clients often tell us the deeper value is having one advisory team help connect investment decisions with taxes, retirement income, estate planning, and the financial realities of family life. When something changes, like a job transition, a parent’s health, or an inheritance, someone is paying attention to what it means for the whole picture.

Learn about our Family CFO approach  →
1982
Serving families since
60+
Years of senior advisor experience
26 States
From our Massachusetts office, we support client families who live across 26 states.
1
Coordinated team for your financial life

Firm statistics current as of June 2026.

Investment advisory services through Stonehearth Capital Management, LLC, a registered investment adviser.

How we help families get to clarity.

Most families come to us carrying financial complexity they’ve been managing alone. Our process is designed to change that — to create a complete, coordinated picture of where things stand and what comes next.

UNDER- STAND Conversation MAP PICTURE Discovery BUILD THE PLAN Planning STAY WITH YOU Ongoing
01 / Conversation
No preparation required.
The first conversation is about understanding your situation — not presenting a proposal. We ask questions. We listen. You don’t need to bring anything.
02 / Discovery
We map the whole picture.
We look across your investments, taxes, insurance, estate documents, and family situation. Most clients are surprised by how much coordination is missing.
03 / Ongoing
Someone always has the whole picture.
This isn’t a one-time engagement. As your life changes, we adjust. You have one point of contact who knows your whole situation.

“We have relied on Stonehearth for over 40 years. Warm, personal, reliable and excellent financial advice and planning.”

MaryAnna Sullivan · Google review

The Google reviews copied above are from individuals who provided public feedback about Stonehearth Capital Management. No compensation was provided for these statements. Experiences may not be representative of all clients and are not a guarantee of future results or success. View additional client feedback.

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A conversation costs nothing.
The right advisor changes everything.

Most families we work with wish they had found someone to coordinate the whole picture sooner. The first conversation is about understanding your situation — not presenting a proposal.

Latest guidance from Stonehearth.

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